After receiving an Invitation to Apply (ITA), an applicant asked how to show Proof of Funds (POF) when their parents are covering the full required amount, and whether it's fine to only show two months of the money sitting in their account.
What the group said:- The POF must be in your own account for a continuous 3-month period before you submit your application. Two months on its own is not enough — the group was clear that the standard window referenced is 3 months.
- If your parents are transferring the money, get a gift deed documenting that the transfer is a genuine gift and not a loan. This is a common and accepted way to formalize a family cash gift for immigration purposes. One member suggested searching for Canada-focused YouTube channels that walk through the gift deed process step by step.
Practical takeaway:- Have your parents transfer the funds into your account well ahead of time so the money has sat there for the full 3 months before you apply.
- Prepare a gift deed alongside the bank statements to clearly document the source of funds.
- Don't rely on a 2-month window — confirm the current POF holding-period requirement on the official IRCC instructions for your specific program, since these figures can be updated.