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Transferring funds from an Indian bank to a Canadian bank before landing: what others experienced

Canada • Permanent Resident • immigration 0 views
By VisaBuddies Communityvia community — compiled from public visa forums

Step-by-Step

New PR landers sometimes struggle with a specific Indian bank giving inconsistent information about international transfers to a Canadian account. Group members shared their own transfer experiences as a data point.

What group members shared:
  1. ICICI to RBC transfers have gone through seamlessly, arriving in about 10 hours for at least one member.

  2. HDFC to TD transfers have also gone through seamlessly, arriving in about 8 hours for another member — suggesting that if one branch or staff member gives conflicting information, the transfer itself is often still routine.


The practical takeaway: if a specific bank branch is giving you inconsistent guidance, it doesn't necessarily mean the transfer path is broken — international transfers between major Indian banks and Canadian banks have worked smoothly for others within roughly 8–10 hours. Historical note: individual transfer times can vary by bank, amount, and current regulations, so treat these as reference points rather than guarantees.

Dos, Don'ts & Tips

  • Tip: If you get conflicting information from bank staff, consider trying a different branch or channel rather than assuming the transfer itself is impossible.
  • Tip: Budget roughly 8–12 hours for major bank-to-bank international transfers, based on others' experience, though this can vary.

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