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CA report vs property valuation for study permit funds: what to actually attach

Canada • Study Permit • study 0 views
By VisaBuddies Communityvia community — compiled from public visa forums

Documents Needed

  • Chartered Accountant (CA) net-worth report

    The final consolidated report (typically 3-4 pages) covering property, gold, cash and bank balances — this is the primary funds document.

  • Gold purchase receipts

    Attach receipts alongside the CA report if gold is part of the declared assets.

Step-by-Step

An applicant preparing a study permit file asked whether a separate property valuation report is needed on top of the Chartered Accountant report. Group consensus (from applicants who had filed from India):

  1. The final CA report already includes property valuation. Members confirmed the CA evaluation certificate consolidates everything — property, gold, cash and bank balances — so a standalone property valuation report is redundant. Attach the final CA report in which each asset's value is stated.

  2. Get the consolidated version from your CA. One member described the deliverable: go to a CA and they produce a 3–4 page report covering all asset classes. Make sure it's the final report, not a partial working.

  3. Support unusual assets with receipts. For gold specifically, the advice was to attach purchase receipts in addition to its line in the CA report.

  4. Cash doesn't need separate treatment. An applicant asked whether to show cash separately; the answer was that cash is already itemized inside the CA report itself.


One member noted this understanding matched what was said in an IRCC webinar hosted by the New Delhi visa office — a reminder that visa-office webinars are a good primary source for document expectations in your region.

Dos, Don'ts & Tips

  • Do: Attach the final consolidated CA report that itemizes property, gold, cash and bank balances.
  • Don't: Don't commission a separate property valuation report — the CA report already covers property value.
  • Tip: Watch for webinars hosted by your regional visa office; they clarify exactly which financial documents that office expects.

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