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Getting a refund on college fees and GIC after switching from a study permit plan to Express Entry

Canada • Study Permit • study 0 views
By VisaBuddies Communityvia community — compiled from public visa forums

Documents Needed

  • Refund request letter

    Should give a genuine, convincing reason for withdrawing (e.g. switching immigration pathway).

Step-by-Step

If you've already paid college tuition and set up a Guaranteed Investment Certificate (GIC) for a study permit application, but decide to pursue Express Entry instead before filing, a refund may still be possible.

What the group advised:
  1. Colleges will often refund the tuition fee minus their processing fee, provided they view your reason for withdrawing as genuine.

  2. You do not necessarily need a visa refusal letter to request a refund — colleges and banks can process a refund based on your own request, but the reason given matters and should be convincing (a genuine change in immigration plans, not just changing your mind casually).

  3. For the GIC, check directly with the issuing bank on their specific refund/cancellation process, since GIC providers may have their own conditions.


Action steps:
  1. Contact the college's admissions/finance office directly, explain that you're withdrawing before filing to pursue a different immigration pathway, and request a refund minus processing fees.

  2. Separately contact the GIC-issuing bank to start their refund process.

  3. Keep any documentation showing your change in plans in case either party asks for justification.

Dos, Don'ts & Tips

  • Tip: A refusal letter isn't always required — a genuine, well-explained reason can be enough for a refund.
  • Do: Contact the college and the GIC bank separately, since each has its own refund process.

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