A study-permit applicant asked the perennially confusing mechanics question: the IRCC portal gives one upload slot per document type, so how do you combine an explanation letter with multiple proof-of-funds documents? And can a gift deed from parents serve as funds? The thread's answers:
- Merge into a single PDF, compress if needed. All fund evidence — bank statements, receipts, business licenses, property papers — goes into one merged PDF for the proof-of-funds slot. Free online tools handle both the merging and compressing to meet the size limit.
- Know which slot is which. The clearest answer in the thread: the proof-of-funds file uploads to the proof-of-funds link, while the SOP goes to 'Client Information (optional)'. If a letter of explanation is specifically about your funds, put it at the front of the merged proof-of-funds PDF so the officer reads it alongside the evidence.
- A worked example of a funds package: one member simply explained everything in the SOP and uploaded bank statement + business license + property documents as proof of funds — showing both liquid money and the economic base behind it.
- On the gift deed question: the thread didn't resolve it directly. Parental funds are commonly shown with the parents as sponsors plus documentation of the money's source; if using a gift deed, pair it with the donor's bank records so the funds are traceable rather than appearing overnight.