An applicant whose father is retired asked whether a brother's property and assets can be included in the CA (chartered accountant) net-worth report for a study permit. Group answers:
- Yes — if the brother is your declared financial supporter. The condition was unanimous: you can include a sibling's assets only when the application clearly states that sibling is supporting your finances. The assets follow the sponsor declaration, not the other way round.
- Make the support explicit. 'Be clear he's the one who will support you with finances if required' — the file should leave no ambiguity about who is funding what, especially when the parent (the default assumption) isn't the sponsor.
- Gifted funds belong in your own account. When the applicant asked whether a gift deed should route money to their account or their father's, the advice was to keep funds in the applicant's own account — the cleanest position for an officer assessing available funds.